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Interstate Sealant & Concrete
Interstate Sealant “Having Jamie as an agent has been one of the most beneficial steps I have done for my company. Jamie is not only knowledgeable in the field, but he also helps me become more...
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Parking Lot Maintenance Reduces Premium by 45%
“I can’t begin to explain what Jamie and R&R have done for us. In 2002 PLM had a mod factor of 1.15. We now boast a .69 mod. We have a fantastic safety program and a 45% reduction in premium. This...
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Public Sector Employers Are Not Exempt From OSHA Reporting
Municipalities, public schools and anyone employing “public sector” employees must complete an OSHA 300 log. The deadline is March 1 each year for public sector employers. Additionally, they are...
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Quality Claims Management Ideal For Quality Truck Care Center
Ken Balda, President of Quality Truck Care Center of Oshkosh, Wisconsin, describes how R&R’s claims management process saved his company from what could have been a very large claim… “For our...
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Business Insurance Rates Rising – Slightly
In a recent article by Erik Holm from MarketWatch, he confirms that we are seeing the most aggressive insurance premium increases since 2004. At R&R Insurance, we have seen this slight uptick in...
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Everything can change in the blink of an eye: The importance of umbrella...
In the blink of an eye your life can be turned upside down by unforeseen events and things can change your life forever. Today, more than ever, umbrella policies are a way to further protect yourself...
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Beat the Heat: Tips for Employers to Reduce Heat-Related Illnesses
As summer heats up, so does the risk of heat-related illnesses. It is critical to allow the body to gradually adjust to higher temperatures. Excessive exposure to a hot environment can bring about a...
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Long Term Care Insurance Premiums are Eligible for Tax Deductions
Tax-qualified long term care insurance (LTCI) premiums are considered medical expenses. For an individual who itemizes income tax deductions, medical expenses are deductible to the extent that they...
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Should You Ever Drop Comp & Collision Coverage From Your Auto Policy?
If you are driving a car that is no longer worth a lot of money, having collision and comprehensive coverage may not be right for you. The cost of collision and comprehensive coverages, which repair or...
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Jewelry, Collectible Items, and Furniture: Does Your Policy Cover Their Full...
While furniture, clothing, and electronics are covered under your homeowner’s or renter’s policy; jewelry, works of art, valuable collections (coins, etc.) may not be covered up to their full value...
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Tips for Controlling Risks for Property Owners
Cincinnati Insurance stated in a recent blog post that losses occurring on property you own can affect your livelihood and that of your tenants. They can also affect your insurance rates and...
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Are You Covered for Punitive Damages?
Are you aware of punitive damages? Do you know if they are excluded from your current insurance policy? Society Insurance recently released an article covering the basics of punitive damages and how...
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Three Ways to Increase Profit Using WellCompForLife
Take control of the health and productivity of your employees – and increase profit. WellCompForLife is R&R Insurance Services’ total solutions approach to that will provide your company with the...
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Avoiding Collisions During Deer Season
As fall creeps in, the risk of a deer-vehicle accident greatly increases. Deer-vehicle collisions are actually three times more likely to occur on a day in November than they are on any day between...
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Defining the Commercial General Liability Coverage Form
In the Commercial General Liability Coverage Form the term professional is not defined. There are instances where you could be considered a professional, however, if a claim arises there may not be...
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Tidbits On Trucking
Updates to the FMCSA A motor carrier with a DOT number is required to update information with the FMCSA (Federal Motor Carrier Safety Adminstration) every two years. This is achieved by updating the...
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The Financial Significance of Reviewing Your Cert Holders List Each Year
Throughout the course of the year, an insured can accumulate quite a few certificates of insurance that are distributed to various entities. Depending on your business, these certificates could be...
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A Car Crash is the Leading Cause of Death for Teenagers
Real-World Case Study: The Risk of Teen Driving Provided by PersonalUmbrella.com Emily, a 17-year-old, decided to treat her best friend, Taylor, to a movie to celebrate finishing their finals. They...
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Preventing Cold Weather Hazards
A cold weather plan for your facility should be an integral part of your overall maintenance plan for the building and equipment, as well as part of your emergency response/contingency plan that helps...
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